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INVESTMENTS
MEDICAL/DENTAL
SUMMARY PLAN DESCRIPTION
MEDICAL (FOR EMPLOYEES IN CA, TX, WA & CO)
MEDICAL (FOR EMPLOYEES IN NM)
MEDICAL (FOR EMPLOYEES IN AZ)
MEDICAL (FOR EMPLOYEES IN UT)
PRESCRIPTION SERVICES
DENTAL
VISION
HELP
INVESTMENTS
The
Capital 401(k) Investment Plan Administrator beginningJanuary 1, 2003 is
the Principal
Financial Group. You can access your account through the
above Principal Web Site. You can also access your account through the
Voice Response System at 1-800-547-7754. You will
need your Social Security
Number, the product # (450273) and your password
(PIN) to access your
account information. You must establish your PIN (directions can be accessed
through the Capital Web Site,
in the Employee Section under Employee Benefit
Forms, 401(k) Forms - English
or Spanish).
* Changes to your Plan Investment Fund choices can be made at any time
through the Web Site or Voice Response System (phone).
* Changes to your payroll deferral percentage, after you have completed
the
initial enrollment form, must be made on the 401(k) % Change Form (access
this form through the Capital Web Site in the Employee Section under Employee
Benefit Forms, 401(k) Forms - English or Spanish)
and forward the completed
form to the Corporate Human Resource Department
in Phoenix, Arizona. The
change will be effective the first payday of the following quarter.
* Changes to your Beneficiary can be made at any time and must be made
on
the Beneficiary Form (access this form through the Capital Web Site in the
Employee Section under Employee Benefit Forms, 401(k)
Forms - English or Spanish).
Complete the form and forward it to the Corporate Human Resource Department
in Phoenix, Arizona.
The Matching
Funds for 2003 will be 45% of the first 5% of your annual
payroll deferral.
* Investment
Manager remains as Miller/Russell & Associates. They can be
contacted at 1-800-222-1232 if you have questions regarding your Investment
Fund Choices.
* The Custodian of your Plan Funds is now Delaware Charter Guarantee &
Trust
Company (Trustar).
* Capital Human Resource Department in Phoenix can be contacted if you have
questions regarding your Plan features - 1-800-966-0709
The Capital
401(k) Plan's Investment Manager is Miller Russell. http://www.miller-russell.com
Capital Lumber Company Privacy Notice - English
Capital
Lumber Company Privacy Notice - Spanish
MEDICAL
- For employees in California, Colorado,
Idaho, Texas and Washington

Click http://www.geoaccess.com/phcs/po/
or on the logo above to find the name of a doctor, hospital, lab, etc.
in the Wausau Benefits medical PPO Plan benefit. Follow the directions
for entering the information. It is important to click the PPO Plan "button".
Reminders:
* You can also call 1-800-944-5184 to verify that a Medical Provider is
in the PHCS network.
* Use a doctor, hospital, lab, clinic that is in the network to obtain
maximum claims payment benefits.
* It is your responsibility to make sure that your provider is a member
of the PHCS network.
* A PHCS network doctor may not always refer you to another PHCS specialist
- be sure to ASK.
* Carry your Medical ID card with you at all times and give it to every
service provider you use.
* Mail medical claims to: Wausau Benefits, Inc. P.O. Box 8013 Wausau,
WI 54402-8013.
Note: PHCS cannot verify eligibility or benefits. PHCS only verifies membership
of a provider.
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MEDICAL
- for employees in New Mexico
Beechstreet Medical Network
Click http://www.beechstreet.com
to access the provider directory or call 1-800-937-2277 to verify that
a provider is in the network.
Reminders:
* Use a doctor, hospital, lab, clinic, etc. that is in the network to
obtain maximum claims payment benefits.
* Carry your ID card with you at all times and give it to every service
provider you use.
* Mail medical claims to: Wausau Benefits, Inc., P.O. Box 8013, Wausau,
WI 54402-8013.
NOTE: Beech Street cannot verify eligibility or benefits. Beech Street
only verifies membership of a provider.
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MEDICAL
- For employees in Arizona

Click http://www.azfmc.com
or on the logo above and then click on Provider Search to find the name
of a doctor, hospital, lab, etc. in the Wausau Benefits medical PPO Plan
benefit. Follow the directions for entering the information.
Reminders:
* You can also call 602-253-5029 or 1-888-362-4585 to verify that a Medical
Provider is in the AZ Foundation network.
* Chiropractic claims must be pre-certified after the initial evaluation by
calling Chiropractic Cost Containment System (CCCS) at 1-800-680-9997.
* To find a chiropractor in the CCS network call 1-800-680-9997.
* Use a doctor, hospital, lab, clinic that is in the network to obtain maximum
claims payment benefits.
* It is your responsibility to make sure that your provider is a member of
the network.
* A network doctor may not always refer you to another network specialist
- be sure to ASK.
* Carry your medical ID card with you at all times and give it to every service
provider you use.
* Mail AZ Foundation Network claims to: Arizona Foundation for Medical Care,
P.O. Box 2909, Phoenix, AZ 85062-2909.
Note: Networks can not verify eligibility or benefits. They only verify membership
of a provider.
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MEDICAL
- For employees in Utah

Click
http://www.ccnusa.com/medicalEd/logon.do
or on the logo above to access the provider directory or call 1-800-226-5116
to verify that a provider is in the network.
Reminders:
* Effective 10/1/05 CCN will be the network provider for the Salt Lake
City, Utah Division.
* Use a doctor, hospital, lab, clinic, etc. that is in the network to
obtain maximum claims payment benefits.
* Carry your ID card with you at all times and give it to every service
provider you use.
* Mail medical claims to: Wausau Benefits, Inc., P.O. Box 8013, Wausau,
WI 54402-8013.
NOTE: CCN cannot verify eligibility or benefits. CCN only verifies membership
of a provider.
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ONLINE
SERVICES FOR WAUSAU BENEFITS
* Health Information
* Provided Network Links
* Health Care Spending Account (Flex Spending Acct)
PRESCRIPTION
SERVICES
* Wausau Pharmacy Benefits is serviced through Argus.
* WPB Call Center 1-888-459-3015.
* Carry the Prescription formulary pocket guide with your Medical ID card.
* Tell your doctor that you have a prescription formulary.
* Mail order prescription service is available and can save you additional
money.
* You can order 3 month's supply of medication for 2 co-pays.
* Your Division can provide the form and information.
* To access the Wausau Benefits web site and prescription formulary click
the Wausau hot link above, then click on the products bar on the left
and then Wausau Pharmacy Benefits bar.
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DENTAL
* $1,200 maximum per person/per year benefits (no Orthodontic
coverage).
* You may use any dentist you wish.
* Using Dental Benefit Providers (WDMD) Network will provide a discount
to you.
*You can contact Dental Benefit Providers (WDMD) 1-800-826-9781, extension
2054.
* Mail ALL
dental claims to Wausau Benefits, P.O. Box 8014, Wausau, WI 54402-8014.
*To access the Dental Benefit Provider Network, click on the Wausau button
above and then click on "Find a Provider" bar on the left and
then Dental Networks.
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VISION

* The EyeMed vision plan is a voluntary, elected benefit
that has a 3-tier premium cost.
* If you have elected this benefit, you have received an EyeMed ID card
that was mailed to your
home address.
* To obtain maximum benefits use a provider in the EyeMed Plan.
* You can access the
EyeMed Web Site and Provider Locator through the hot link above.
* Non-participants, who would like more information about EyeMed or want
to review the list of General Providers, may go to www.enrollwitheyemed.com.
* You can call an EyeMed Customer Service Representative at 1-866-939-3633.
* You do not need a claim form for in Network services - they do all the
paperwork!
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NEED
HELP???
* Help is available - please use these help contacts in this
order:
* Wausau Benefits medical claims and eligibility - contact Brenda Rafter
at Wausau Claims 1-800-826-9781, extension 8625.
* Your Division Officer Manager or Division Human Resource Department.
* Capital Corporate Office - e-mail Sandy
Boyd.
* Capital Corporate Human Resource Department - Sandy Boyd at 1-800-966-0709.
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Corporate e-mail:
info@capital-lumber.com
©1999 - ©2008 Capital
Lumber Company. All rights reserved. This material may not be published, broadcast,
rewritten or redistributed.
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